AdobeStock_458659790_Preview
Empowering Clients to Safeguard and
Grow Their Financial Wealth.
AdobeStock_458659790_Preview
Empowering Clients to Safeguard and Grow Their Financial Wealth.

Valued Clients

Serving individuals of established wealth and those seeking necessary solutions in today’s dynamic world. 

Through detailed planning and a systematic approach, clients are empowered to successfully address aspects of their financial and investment journey, as exemplified below

The following 6 crucial questions hold the key to safeguarding your investments, ensuring their sustainability, and propelling you toward your long-term objectives; overlooking these inquiries could potentially expose your investments to avoidable risks, jeopardizing the very outcomes you aspire to achieve.

Slide

Is my investment portfolio strategically organized and in line with a professional plan that undergoes regular updates?

Slide

Has my financial plan effectively outlined my investment goals, risk tolerance, and capacity, while also accounting for factors like inflation, taxation, and maintaining sustainable liquidity during my retirement years?

Slide

Do I possess a comprehensive understanding of the investments I'm considering, ensuring informed decision-making?

Slide

Has my investment strategy accounted for addressing potential short and long-term financial risks, such as currency devaluation, market limitations, and the long-term possibility of reduced capital outflow and high inflation?

Slide

Do I possess a comprehensive understanding of each participant's roles, their responsibilities, and how their combined annual costs could impact my investments?

Slide

Does the guidance I am receiving come entirely devoid of conflicts of interest, ensuring independence from non-independent advisors and those who, despite claiming independence, oversee and promote their own funds?

previous arrow
next arrow

The possible market, tax and management costs associated with neglecting these important factors, and the substantial influence they can have on your financial well-being, are highlighted below for your consideration.

0%

LOST TO FEES

No money lost to fees meaning sound investment planning
R13,781,217

RETURN*

0%
FEE
20.1%

LOST TO FEES

20% funds lost due to fees can be avoided with sound planning
R11,011,071

RETURN*

1%
FEE
35.7%

LOST TO FEES

35% of money lost due to fees can be avoided with sound investment planning
R8,876,450

RETURN*

2%
FEE
47.7%

LOST TO FEES

Sound investment planning can prevent funds lost due to fees
R7,202,787

RETURN*

3%
FEE
57.2%

LOST TO FEES

Sound investment planning can prevent money lost due to fees
R5,904,813

RETURN*

4%
FEE
64.5%

LOST TO FEES

Sound Investment planning will prevent moneys lost due to fees
R4,888,085

RETURN*

5%
FEE

Assumption:

Accumulation in real terms of investment contributions of R1000 per month increasing by 6%pa totalling R 1587 144 after 40 years at a yield of CPI plus 5%.

Source – National Treasury, Charges in Southern African Retirement Funds July 2013