Retirement Planning Designed to Secure Your Future
Retiring with full financial independence and peace of mind is one of the most important considerations in your life and something that you should plan for as carefully as possible.
Feeling anxious about the future?
You don’t have to be.
Mitigate uncertainty with professional retirement planning designed to help you achieve and sustain your desired lifestyle both before and after retirement.
Plan Ahead
Seamless Transition
Lasting Peace of Mind
We believe retirement planning should be a source of confidence, not stress. With our structured approach, you can reduce financial anxiety now while building, sustaining, and preserving the resources you’ll need. A clear plan allows you to enjoy life today, secure in the knowledge that your future is in good hands.
Customised Retirement Plans for Pre-Retirees, Transitioning, and Retirees: Choose Your Ideal Option
Self-Managed Retirement Plan
- This option is for those who wish to manage their own portfolio but need support with designing and implementing a customized plan. Advisor involvement is limited to periodic reviews or as needed.
- Upfront cost: R25,000.
- The cost can be paid directly or deducted from the initial capital investment.
Managed Retirement Plan
- This option is ideal for those needing assistance with designing and implementing a customised plan with ongoing management.
- Upfront cost: R25,000. An additional annual advisory fee, capped at 0.5% of the invested capital applies.
- The cost can be paid directly or deducted from the initial capital investment.
“The question isn’t at what age you want to retire, it’s at what income”
Essentials for Retirement Success
Financial Forecasting
Define and calculate your projected lifestyle expenses, including provision for inflation and tax, against your income needs for retirement.
Affordability Budget
Align your current spending with retirement goals, income and effective debt management.
Effective Tax Planning
Minimize tax liabilities on income streams and investments.
Behavioral Coaching
We keep you informed and help you stay disciplined and avoid emotional decisions.
Investment Strategy
A highly diversified investment portfolio designed to minimize costs and maximize returns.
Succession Planning
Efficiently transfer assets to heirs or beneficiaries.
Retirement Cash-Flow Analysis
Ensure a sustainable income.
Scenario Planning
Prepares for “what-if” scenarios, ensuring your retirement plan stays adaptable and aligned with your goals.
Lifestyle Enhancements
Improve your current financial well-being and peace of mind.
Ongoing Management and Support
Ongoing management is vital for plan success. Like a boat without a rudder, plans can falter without it. With ongoing support, goals remain achievable despite changing circumstances.
All the plans we have implemented to date have delivered complete peace of mind, confidence in decisions, meaningful results, and a significant reduction in anxiety.
Explore our client testimonials and Google reviews to see how others have found value in the planning they invested in.