Retirement Planning
That’s Built, Not Bought
Retirement planning isn’t about the end of work. It’s about having the freedom to make better choices, both now and later.
Retirement planning isn’t about the end of work. It’s about having the freedom to make better choices, both now and later.
It’s as important as looking after your health, because the decisions you make today shape the options you’ll have for the rest of your life.
A structured retirement plan gives you more than direction. It reduces anxiety, removes guesswork, and brings peace of mind to the decisions you’re making now – like whether you can afford that holiday, reshape your work life, or pursue what matters most.
Clarity Now.
Confidence
Later.
A professional retirement plan goes beyond a projection.
It gives you structure, perspective, and a clearer way to make decisions that matter.
It helps you:
- Understand exactly where you stand
- Align your money with the life you want
- Make calm, informed choices, even when things change
It’s not about ticking boxes or buying products. It’s about replacing uncertainty with clarity — and staying in control of what comes next.
What It Is — and What It’s Not
This isn’t a retirement annuity. It’s not a product bundle and it’s definitely not a one-size-fits-all formula.
It’s the bridge between what you have and what you’ll need – built with foresight, and flexible enough to adjust over time.
A professional retirement plan connects all the moving parts:
- Your assets: retirement and discretionary funds, offshore holdings, trusts, property
- Your income needs and lifestyle goals
- A structure that manages risk, tax and sustainability
Two Options. One Proven Process.
Each plan helps you see what’s needed, where you stand, and how to solve it.
Pricing reflects the scope and level of detail involved, and is confirmed upfront in a proposal so there are no surprises.
If you’re unsure which plan is right for you, we’d be glad to help you understand the differences so you can decide with clarity
Need a clearer understanding of how our approach works in your favour?
Retirement Plan
Standard
R28 125
Provides the design, structure, and implementation of your retirement plan, whether you’re building toward or already in retirement.
Best suited for:
- Individuals wanting a clear, professional framework to build or formalise their retirement plan.
- Those with existing local assets, straightforward structures, and a few local and offshore investment accounts.
What’s Included?
- Defining your goals and setting measurable objectives
- In-depth analysis of your entire financial position
- Detailed report and recommendations on all assets, evaluating viability, tax and cost efficiency, and alignment with your goals and overall risk
- Structuring or refining an investment portfolio to align with defined measurables and ensure cost, tax, and risk alignment
- For those already in retirement, developing a professional drawdown strategy to keep income-producing assets working efficiently to sustain long-term income needs
- Reviewing risk, estate, and succession planning to ensure assets are correctly structured for beneficiaries
Retirement Plan
Executive
R60 000
Provides the same process as the Standard Plan, with broader coordination across portfolios and estates, whether before or during retirement.
Best suited for:
- Individuals with broader financial structures and multiple moving parts to coordinate
- Multiple investment accounts, both local and offshore
- Property, trusts, or business interests
- Complex tax or estate considerations
What’s Included?
- Everything in the Standard Plan
- Deeper scenario modelling and “what if” testing
- Bringing all local and global assets together into one coordinated plan
- Complex offshore structuring and multi-currency planning
- Comprehensive estate and succession strategy
- Advanced risk and regulatory planning
The process is structured, but the outcome is personal.
Ready to Think Differently
About Retirement
You can’t put a price on protecting your financial future and most people have more options than they realise. If you want to understand yours, let’s talk. You’ll walk away better informed, whether you decide to move forward or not.
If you’re not ready for a full retirement plan but want an investment strategy shaped around clear objectives, our Focused Investment Planning service brings structure and direction.
Want to invest with peace of mind?
Securing Financial Futures One Plan at a Time
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